Kia Auto Lease vs. Auto Loan in Albany, GA, Near Tifton, Cordele, & Thomasville

Kia Auto Lease vs. Auto Loan in Albany, GA, Near Tifton, Cordele, & Thomasville

Trying to decide between a new Kia lease and a new Kia auto loan? Hutchinson Kia of Albany in GA ‐ near Tifton, Cordele, and Thomasville ‐ can help you with your decision. Getting a new Kia car or SUV is exciting ‐ all those new tech features, more powerful performance, new styling, and of course, that new car smell. But you also have a decision to make. Should you get a new Kia lease or new Kia loan? Here's what you should consider.

Advantages of a New Kia Lease

If you prefer having a new car every two or three years, leasing a new Kia could be a good option for you. The payments are usually lower than that of a purchased auto because you're paying for only the portion of the vehicle you will use during the lease. You'll also have a factory warranty to cover major repairs. Your lease contract length can last from 24 to 48 months — at the end of which you can purchase the vehicle or return it to our dealership. Think about how often you'll be driving your new Kia as well. If you're not one who takes a lot of road trips, a lease might be a wise choice.

Advantages of a New Kia Loan

If you're buying a new car, the advantages boil down to less worry about your vehicle's condition because you eventually have full ownership of your auto. Want to upgrade your exterior with a spoiler or add a rear-seat entertainment system? You can do so six weeks or six years after you buy your Kia. When your auto loan is paid off, you get your title, lien release, or a letter notifying you that your lien has been released, and you can use that vehicle as a trade-in toward a new Kia. There's no mileage restriction with a Kia auto loan, so you can drive here, there, and everywhere!

We're Here to Help

No matter your decision, you can count on the Hutchinson Kia of Albany Finance Department to walk you through each step and option throughout the financing process. We want you to understand all the terms before you agree to anything. Contact us with any questions you may have.